India's Fastest Crypto to UPI Off-Ramping Platform
Instant settlements | Better rates | Built for 500M+ UPI users
0M+
UPI Users
Built exclusively for India's 500 million+ UPI users - the world's largest real-time payment system.
~5s
Avg Transaction Time
Instant crypto-to-UPI off-ramps with state-channel speed. Faster than any existing app.
0+
Ecosystems
Currently supports 8 EVM chains + Solana. One balance across all EVM chains. Seamless experience on every network.
0M+
Crypto Users
Ready-to-use crypto holders who are already on UPI. Massive built-in demand, zero extra onboarding.
Discover Mudra Pay's Core Features
Instant crypto-to-UPI payments, built for scale, speed, and simplicity.
Ultra-Fast Off-Ramps
3-5 second average settlements using state channels. The fastest crypto-to-UPI experience in India.
Smart Exchange Rates
Dutch Auction routing that often beats market price. Get more rupees for every USDC or stablecoin.
Automated Merchant Bots
UPI-compatible gateways that let merchants and resellers fulfill orders instantly with zero manual work.
Unified Multi-Chain Wallet
One balance across 8 EVM chains + Solana. Seamless switching without moving funds.
Secure & Non-Custodial
Phala Cloud TEE-protected relayer. You always keep full control of your funds.
Future-Ready Payments Layer
UPI-native trading, staking, and yields coming soon. The complete on-ramp/off-ramp + trading abstraction for Web3 in India.
Be First. Get Rewarded.
Beta Testing starts Q2 2026 — limited spots available.
Join the founding cohort of MudraPay and unlock permanent perks that will never be available again. Early believers get outsized rewards.
Beta Perks
Join the Closed Beta Testing
Drop your details and we'll reach out.
What they say about us
“2nd Place in the "Most Killer App" track by Flow Blockchain. Recognized for building the fastest crypto-to-UPI off-ramp experience in India.”
ETHGlobal New Delhi 2025
PyPI — Flow Blockchain Track
“Honorable Mention at Yellow's Business Hackathon India Edition. Acknowledged for innovative UPI payment infrastructure bridging Web3 and traditional finance.”
Yellow x Bizthon India 2025
YuPI — Yellow's Business Hackathon
“2nd Place in the "Most Killer App" track by Flow Blockchain. Recognized for building the fastest crypto-to-UPI off-ramp experience in India.”
ETHGlobal New Delhi 2025
PyPI — Flow Blockchain Track
“Honorable Mention at Yellow's Business Hackathon India Edition. Acknowledged for innovative UPI payment infrastructure bridging Web3 and traditional finance.”
Yellow x Bizthon India 2025
YuPI — Yellow's Business Hackathon
“2nd Place in the "Most Killer App" track by Flow Blockchain. Recognized for building the fastest crypto-to-UPI off-ramp experience in India.”
ETHGlobal New Delhi 2025
PyPI — Flow Blockchain Track
“Honorable Mention at Yellow's Business Hackathon India Edition. Acknowledged for innovative UPI payment infrastructure bridging Web3 and traditional finance.”
Yellow x Bizthon India 2025
YuPI — Yellow's Business Hackathon